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Bharti Hexacom IPO Date, GMP, Price, Review
Bharti Hexacom IPO, Price Bandwidth, Dates Bharti Hexacom 3rd to 5th April 2024 Price Range 542 - 570 per share Lot Size 26 Shares Minimum Investment Rs. 14092/- (26×542) Maximum Investment 13 Lots (338×542) Face Value Rs. 5 per Share Date of Listing 12th April 2024 Total Issue Size Rs. 4275 Crore FRead more
Bharti Hexacom IPO, Price Bandwidth, Dates
Bharti Hexacom IPO Important Dates
FirstCry IPO Date, Price, GMP, and Review
FirstCry IPO Date, Price, GMP, and Review FirstCry IPO: FirstCry submitted its Draft Red Herring Prospectus (DRHP) to the SEBI on December 28, 2023, showing its intention to raise funds through IPO. At the Bottom, I have explained What is DRHP. IPO Date To be Announced Listing Date End of March 2024Read more
FirstCry IPO Date, Price, GMP, and Review
FirstCry IPO: FirstCry submitted its Draft Red Herring Prospectus (DRHP) to the SEBI on December 28, 2023, showing its intention to raise funds through IPO.
At the Bottom, I have explained What is DRHP.
(aggregating up to ₹1816 Cr)
This move indicates the first new-age e-commerce company to follow Nykaa’s footsteps, which went public in 2021.
At a price of ₹487.44 per share, marking the highest rate for a secondary share sale in December, Maheshwari’s divested shares would amount to a valuation exceeding ₹300 crore. The CEO of FirstCry has included himself as a selling shareholder in the upcoming public issue.
While Maheshwari originally possessed 35,097,831 shares, equivalent to a 7.46 percent stake in the company, until the draft papers were filed, his ownership had diminished to 28,893,347 shares, representing a 5.95 percent stake on the application filing date.
The DRHP indicates that Maheshwari divested 9.34 million shares in the six months following the DRHP filing date. At a price of ₹487.44 per share, this transaction would amount to a value exceeding ₹455 crore.
FirstCry IPO Latest News
Note: Share price and total IPO size are yet to be disclosed, as per the news FirstCry is likely to raise $500 million with a valuation ranging between $3.5 billion to $3.75 billion.
FirstCry IPO is expected to be launched by the end of March 2024.
Crucial details like IPO Date, Price, and Lot Size are yet to be announced.
What is Draft Red Herring Prospectus (DRHP)
A Draft Red Herring Prospectus (DRHP) is a preliminary version of the prospectus that is filed with the SEBI by a company intending to go public through an initial public offering (IPO).
The term “red herring” indicates that the prospectus contains all the necessary information about the company and the IPO, except for the specific details regarding the price and number of shares offered.
The DRHP provides potential investors with insights into various aspects of the company, including its business model, financial performance, management team, industry outlook, risks involved, and proposed use of funds.
It serves as a crucial document for investors to evaluate the investment opportunity in that stock.
Before the company proceeds to an IPO, SEBI reviews the DRHP to ensure compliance with the relevant regulations and to safeguard the interests of investors.
Once the company gets approved, it proceeds to launch the IPO, and a final version of the prospectus, known as the Red Herring Prospectus (RHP), is issued to the public, containing the pricing, Size, and other specific details of the IPO.
See lessIs SIP a Bad Investment?
Why is SIP Bad? SIP termed as Systematic Investment Plan is a mutual fund investment and some investors consider it to be bad investment for various reasons. Although fund managers navigate your funds through the stock markets and help you to obtain at least 20 to 25 percent returns yearly still, SRead more
Why is SIP Bad?
SIP termed as Systematic Investment Plan is a mutual fund investment and some investors consider it to be bad investment for various reasons.
Although fund managers navigate your funds through the stock markets and help you to obtain at least 20 to 25 percent returns yearly still, SIP funds have certain limitations.
Limitations of SIP Investments:
The investor can make a SIP investment from a minimum to maximum amount as defined by the fund management. But there are limitations laid by the AMC in operating the investments which makes it to be said as SIP to be a bad investment. To note a few,
In a Systematic Investment Plan, you can make an agreement to make an investment weekly, fortnightly, monthly, quarterly, etc.
The usual date of SIP amount that gets debited from your bank can be 1, 5, 10 etc. You will have to select any one date from the dates listed by the fund management.
You can bring out a change in the course of action of the debited amount only when you inform the fund management at least 15 days prior to the date of SIP payment.
Moreover, the fund manager shall debit the mutual fund units whenever you plan to make a partial withdrawal of your funds on a nominal fee.
It is called the exit load fee and is usually dependent on the nature of the fund, and the portfolio the fund manager has put it operational.
You can come across instances wherein the stock markets might be performing better but the return on your fund invested can remain moderate with less returns.
To avoid the SIP bad effects you must follow the thumb rule as mentioned below. It defines the parameters to center-stage the profitability that keeps you away from incurring losses.
Mutual Fund Selection for Making Profits:
Portfolio Diversion:
You must diversify your portfolio and under ideal conditions you must choose about 5 to 6 funds.
Consistency in Investment Style:
You must invest in funds when you find consistency in the style of investments by the fund management team.
Your investment must reflect the investment strategy of the fund managers who maintain the AMC.
Reducing the value of a Low Expense Ratio:
You must select a fund in instances where an asset management company makes balanced investments on portfolios as it may impact the investor in the long run.
See lessWho Cannot Invest in Mutual Funds?
Who Should not Invest in Mutual Funds? A thumb rule in investments like mutual funds, and stock markets is that never risk your hard earned money into stock businesses. Are you getting retired soon? Then follow the lines to understand ‘who should not invest in mutual funds?’ Mutual fund schemes haveRead more
Who Should not Invest in Mutual Funds?
A thumb rule in investments like mutual funds, and stock markets is that never risk your hard earned money into stock businesses. Are you getting retired soon? Then follow the lines to understand ‘who should not invest in mutual funds?’
Mutual fund schemes have emerged as a simple and effective financial tool for creating wealth over the long term. Among the different kinds of MF schemes, such as equity funds, debt funds or a mix of them, the equity mutual funds are suited for long term goals.
Remember it is in the long term, but it is not advisable if you are about to retire.
Best Tool to Beat Inflation: Mutual Funds
Mutual funds are right for those wanting to generate income to beat the inflation over the long term.
If you are able to invest in mutual funds for a long term, say 7 to 10 years in a systematic investment plan then there is nothing better than mutual funds.
In course of time, your asset value may fluctuate between highs and lows but shall yield good return in the long run.
Nearing the Retirement Age: Protect your Corpus Fund
You must be mindful and never entertain buying mutual funds when you want to protect your corpus fund.
You will never be advised to purchase a mutual fund while you are due for retirement, or making an investment in a high risk profile zone.
In such a condition, you must preserve your capital and try to obtain a fixed income investment.
Retirees: Play Cautiously
1. Another option left is to invest into hybrid funds that can help you beat inflation in times of the retirement years and fixed income investments yield low returns and are also subjected to taxation.
Make an Investment in RD if Mutual Fund Doesn’t Interests You:
RD may not truly produce a high dividend on the investment over the long but is certainly a safer place to run. Let us check with the below example.
In Recurring Deposit, you will be making investment quarterly, half-yearly or yearly basis. And, in the SIP in equity funds, you may begin to invest every month, an amount of INR 10,000/-.
The expected annual return in SIP equity is 10% and in the RD investment is 7%.
In case of SIP, the investment value after 30 years will be INR 2.28 crore and the investment in RD after the same period will become INR 1.22 crore.
a. Hence, if you are not eager in making huge money then recurring deposit can be the best option.
Retirees Can Take a Calculated Risk:
Although you may not want to invest in mutual funds as it incurs huge losses, they can be still minimised by making mutual fund investments in a diversified portfolio at a lower cost.
The diversification is a process in which it reduces the risk of losing your securities and attain good returns until you opt the continuance of the mutual fund.
See lessWhich is Better Stock or SIP?
Which is Better Stock or SIP? Individuals can obtain stocks of a company either through IPOs, OTC, or stock trading and become a shareholder, which means, you are part of the company in framing the policies of the corporation. In a way your opinion will matter in the policy formulations. Let us resRead more
Which is Better Stock or SIP?
Individuals can obtain stocks of a company either through IPOs, OTC, or stock trading and become a shareholder, which means, you are part of the company in framing the policies of the corporation. In a way your opinion will matter in the policy formulations.
Let us restrict our conversation to stocks, it is buying and selling of stocks in the stock markets. Whereas, the Systematic Investment Plan, SIP, is an investment method used in mutual funds. Individuals can make planned monthly investments in the funds that determine the portfolio and earn money to beat inflation.
You can make good returns on SIP investments and high returns on stock investments. In both, you can find a similarity, stock experts and mutual fund managers invest money in the stock markets. Stock investments can generate huge financial benefits by making different kinds of trading techniques like swing trading, intraday trading, futures and options trading and so on. In mutual funds, the fund managers put your investments in different portfolios to reduce the risk of losing money. You can expect a minimum profit of 20 to 40 percent on your investment per year.
Government allows SIP management in mutual funds and also encourages fund managers to enter into a management scheme that provides tax savings on your investments. This provision is not made available in stock markets.
In mutual funds, the fund manager gives you an option to invest in aggressively managed funds, and also issues you an authority to switch over your investments that suit your purpose. Shifting of funds from one zone to another can help you beat inflation values in the future. Your funds invested in the high risk zones can be managed by allotting it into less risk zones, from one portfolio to another where the chances of unit fund value changes from one portfolio stocks to another stock market.
However, you must select a monthly investment for short term /long term like 2 and above years. Mutual funds should have at least 7 to 10 years continuous flow of SIP every month.
Stock buyers/sellers must have the ability to bear the heavy loss that can incur at the time of busy business hours. SIP investments are relatively safer and establishes a comfort zone with the fund manager.
See lessHow is the Stock Market Explained in Simple Words?
Understanding Stock Market Do you dream of making huge money? To begin with, low investment in equity markets ( share markets) should be the most preferred ones. Days have gone by, when people were content with the earnings invested in saving and enjoyed the benefits obtained out of it. These daysRead more
Understanding Stock Market
Do you dream of making huge money? To begin with, low investment in equity markets ( share markets) should be the most preferred ones.
Days have gone by, when people were content with the earnings invested in saving and enjoyed the benefits obtained out of it.
These days, people are fast approaching share markets where huge voluminous buying and selling of shares are done under the supervision of a regulatory body like SEBI in an equity market yard known as Share Bazaar, or Share Markets.
These equity markets are run by stock markets at the Central & local level known as National Stock Exchange ( NSE), and Bombay Stock Exchange (BSE).
Note:
The stocks that are listed in the share markets are only allowed to participate in the trading at NSE/BSE.
Important Participants in Stock Markets:
Four important segments operate to form stock market business, they are stock exchanges, investors/traders, Stock-brokers, Stock exchange board of India, SEBI.
Investors/Traders:
This community engages in buying and selling of the stocks to make profits in the stock markets, as they show the share price volatility.
Stock brokers:
This community is the facilitator in engaging buyers & sellers to conduct trade in the market corridors by charging a nominal fee for the brokerage services.
Stock Exchanges:
It is a platform where you can find the buyers and sellers requests are processed in an orderly pattern, not missing out the rules of the trading game.
Stock Exchange Board of India (SEBI):
Stock Exchange Board of India is a regulatory authority that governs the rules and regulations to be followed by the trading professionals at stock markets.
Primary Markets/Secondary Markets:
The stocks that are raised for trading in the stock exchanges pass through two stages, known to be primary markets, and secondary markets.
Companies that expand their capital-base on a general invitation to the public to make an investment. The capital is raised by issuing an Initial public offering, IPO that promotes the allotment of shares to different associated communities. They are retailers, institutional buyers, Non-institutional investors, and so on.
The stock exchange does list these IPOs and later allows the buyers/sellers to trade. Until the listing process is complete in the NSE/BSE, they are known as primary markets.
The secondary markets are NSE/BSE in India where these listed stocks are traded to make money. No matter, it is highly risky in nature.
Example of ‘How a trade is executed in stock markets (NSE/BSE), in brief ?
You want to buy a stock then you place an order ( option buy) through your stock broker at the stock exchange.
Likewise, a seller shall place a sale order ( option put) through a stock broker at the stock exchange quoting a strike price.
Depending upon the stock market trends, if the conditions of the buyers/seller match then the stock exchange finalizes the deal, and the stockbroker facilitates the ongoing buying/selling activity.
The stock exchange delivers the stocks to your demat account in T + 1 days, which means, you buy today then by tomorrow closing day, the stocks get delivered.
Likewise, the stock exchange does credit the money for the sold shares by the following day’s closing of stock market. Here too, it is T+1 days.
See lessMutual Funds vs. Stocks: Differences & Where to Invest In
Mutual Funds vs. Stocks In stocks you can make 100 % profit in your investment in a month, in case of mutual funds, you can expect a gain of approximately 18% and an investment in blue chip companies can make you earn a profit of 40% per month. Then, what should you prefer? Follow the lines below toRead more
Mutual Funds vs. Stocks
In stocks you can make 100 % profit in your investment in a month, in case of mutual funds, you can expect a gain of approximately 18% and an investment in blue chip companies can make you earn a profit of 40% per month. Then, what should you prefer? Follow the lines below to define your investment levels in mutual fund and stock markets.
Both mutual funds, and stocks investment in stock markets are good to make profits. In fact, the level of making a quick money differs, they are distinctive in the nature of their operations. However, an investor should understand the basic differences before putting money into it.
A stock investment involves money invested in a specific company shares, while in a mutual fund investment, you will have invested in more stocks and assets that belong to more than one company.
Mutual funds do hold a higher degree of flexibility and are said to be a safer investment than stocks, they allow you to diversify into funds depending upon your preferences in taking risk factors. You are free to opt risks depending upon your appetite, such as equity funds: debt funds.
The fund managers follow a specific allotment as per your desirability, you can choose fund investment in the ratio: (Equity: debt) in form of ( 90:10)/(80:20)/(60:40)/(50:50). You can select the fund ratio as per your permissible risk zone. The stock exchange differs in providing such a cushion given by the mutual fund managers.
In the stock markets, you will observe the stock price opens at a fixed price and closes at a fixed price, while the stock keeps varying throughout the trading session. In mutual funds, you will find the fund managers calculating the net asset value only once, after the stock markets close down after 03:30 pm.
Stock markets are the secondary markets where buyers/sellers do transact under the guidelines of the stock exchange and a specific stock can be bought or sold at varying prices. While in the mutual funds, you are allowed to buy in the form of units of a MF at a measured price of the net asset value in a day.
In stock markets you are permitted to conduct different kinds of trades that operate in a set frame of conditions and are broadly classified as day trading, swing trading, delivery, option trading, futures and options trading. While in mutual funds, you do remain passive and enter to buy the units based on the day’s net asset value.
Stock markets are highly risky, need a balanced approach, and discipline and patience are the key qualities the trading demands for, since you have an active participation in your invested securities and underlying assets. In mutual fund markets, the risk lies in the hands of the fund operating manager and you are never exposed to the trading environment.
Where to Invest : Stock markets or mutual funds
You must make investment in the stocks only after gaining a thorough knowledge on the ongoing stock business. In mutual funds, the overall performance of the fund is sufficient to judge your investment objectives.
Stock involves quick money making, you can become a millionaire in a short period. Stock trading is highly risky, lack of proper knowledge on stocks and markets can make you a pepper. A calculated investment can keep you away from such risks in mutual fund investments. Therefore, you must select the nature of investment that makes you perform with ease.
See less